It’s Time to Complete the FAFSA and CSS Profile

As your high school student prepares for college, understanding the financial aid process can make the difference between affordability and overwhelming debt. The good news? October 1st marks the opening of financial aid applications for the upcoming academic year, giving you a clear starting point for this important journey.

The Free Application for Federal Student Aid (FAFSA) is required by every U.S. college and university if your student is applying for need-based financial aid. This federal form costs nothing to submit and serves as the gateway to federal grants, loans, and work-study programs.

Before you begin, both you and your student will need to create individual FSA IDs, which serve as electronic signatures when submitting the application. This ID will be used throughout your student's college years, so keep the login information secure.

The CSS Profile is used by some elite public universities and many private universities because it provides more detailed financial information than the FAFSA. This distinction matters because the CSS Profile is specifically designed for determining eligibility for institutional financial aid, while the FAFSA is primarily used for federal government funding programs. Schools that provide institutional aid without requiring the CSS Profile typically base their awards on the financial information from the FAFSA alone.

The CSS Profile is more comprehensive and detailed than the FAFSA, requiring additional financial information and taking longer to complete. There is a submission fee plus reporting charges for each college that receives your information.

It is recommended to complete both the FAFSA and CSS Profile as your circumstances may change. Even if you don’t think you’ll need aid, some colleges may require the FAFSA or CSS Profile for merit scholarships, so completing these forms keeps all options open.

Since both the FAFSA and CSS Profile are designed to be submitted only once with all your colleges listed, your best strategy is to submit both forms before your earliest college deadline.

Missing a financial aid deadline can reduce the amount of aid your student receives, since some funds are limited and awarded on a first-come, first-served basis.

Check the financial aid pages on each college website where your student is applying, or contact their financial aid offices directly to verify deadlines for each application round (Early Decision, Early Action, and Regular Decision may all have different dates).

When completing these forms, keep in mind that student assets are assessed much more heavily than parent assets. Student assets are evaluated at 20% by the FAFSA and 25% by the CSS Profile, while parental assets are assessed at only 5.64% by the FAFSA and 5% by the CSS Profile.

This means if you have a 529 college savings plan for your student, make sure it's listed as a parent asset rather than a student asset. The beneficiary designation doesn't matter; what matters is who owns the account.

The time you invest in understanding and completing these forms properly could save your family thousands of dollars over your student's college career. Start early, stay organized, and don't hesitate to reach out to college financial aid offices with questions; they're there to help you navigate this process successfully.

Navigating the Common Application: Courses & Grades Report & Self-Reported Academic Record & Transcript System

As the college application season for Fall 2025 approaches, it’s essential to stay informed about the specific requirements of the colleges you're applying to. 

One important component of the Common Application that some colleges and universities require is the Courses and Grades Report (CGR), a self-reported transcript in which students input their high school courses, grades, and other academic information directly into the Common Application. This allows colleges to evaluate academic performance without initially requiring an official transcript. Many universities use the CGR to streamline the application process.

Since the CGR is part of the Common Application, there’s no need to create a separate account. You’ll be able to see which colleges you are applying to require the CGR.

A similar report is called the Self-reported Transcript and Academic Record System (STARS), which used to be called the SRAR. Some colleges that use the Common Application require the STARS but it is a separate platform. You can create your STARS account here.

How to Complete the CGR and STARS

1. Have Your Transcript: We can’t overstate the importance of having your transcript in front of you as you fill out the CGR and STARS. Please note a transcript is different than a report card. Your transcript should have all of your final grades from 9th to 11th grade. 

2. Pay Attention to Details: Input your information exactly as it appears on your transcript. 

3. Include All Coursework: Don’t forget to include all high school courses, even if, like the first year of a foreign language, they were taken in middle school or outside of the regular academic year. 

4. Check for Accuracy: Double-check your entries before submitting. Even minor errors can delay the processing of your application or raise questions about your integrity. The college you attend will receive your final 9th to 12th grade transcript at the end of your senior year. Discrepancies in the CGR/STARS and your transcript can result in your acceptance being rescinded.

5. Seek Guidance if Needed: If you have questions about how to report specific courses or grades, reach out to your school counselor or the admissions office of the college you're applying to. It's better to clarify any uncertainties than to make mistakes.

6. Pay attention to each college’s deadline: Since the CGR is a section of the Common Application, you won’t be able to submit your application until it’s completed. The STARS is usually due after the college’s application deadline. Make sure you submit it on time. Submitting it late may result in an Early Action application being deferred to Regular Decision and a Regular Decision application not being considered at all.

COLLEGES AND UNIVERSITIES THAT USE THE STARS INCLUDE:*
*Check the websites of the colleges on your list for updated information and accuracy.

Baylor University (TX) – optional (website: “highly encouraged”)

Clemson University (SC) -- required

Duquesne University (PA) – optional

Florida A&M University – required

Florida Atlantic University -- required

Florida Polytechnic University (NOT Florida Tech) – required

Florida State University -- required

Kean University of New Jersey -- required

Louisiana State University – optional

Montclair State University (NJ) – required

New College of Florida -- optional

New York University – required

Pennsylvania State University -- required

Rutgers University (NJ, Camden, New Brunswick and Newark) – required

Temple University (PA and Japan campus) – optional (website: “highly encouraged”)

Texas A&M University – required

United States Air Force Academy (CO) -- required

University at Buffalo (NY) – optional

University of Connecticut – optional

University of Delaware – required

University of Florida – required

University of Massachusetts Amherst – optional (website: “highly encouraged”)

University of Minnesota Twin Cities – required; also uses CGR

University of New Hampshire -- optional

University of North Florida -- required

University of Oregon – also uses GCR

University of Pittsburgh (PA) – required

University of Rhode Island -- required

University of South Florida – required

University of Tampa (FL) -- optional

University of Tennessee Knoxville – required

University of Texas, Arlington and San Antonio campuses – required

University of West Florida -- required

Virginia Polytechnic Institute and State University (Virginia Tech) – required

COLLEGES AND UNIVERSITIES THAT USE THE CGR INCLUDE:*
*Check the websites of the colleges on your list for updated information and accuracy.

American College of Thessaloniki (Greece)

American University of Rome (Italy)

Amherst College (MA)

Andrews University (IN)

Arizona State University

Ave Maria University (FL)

Baker College (MI)

Bethel University (TN)

Brescia University (KY)

Brunel University London (UK)

California College of ASU (CA)

Carl Sandburg College (IL)

Carnegie Mellon University (PA)

Chapman University (CA)

College of Saint Mary (NE)

Edinburgh Napier University (UK)

EHL Hospitality Business School (Switzerland)

Elizabeth City State University (NC)

ESCP Business School (France)

Eureka College (IL)

Gardner-Webb University (NC)

Gordon College (MA)

Goshen College (IN)

Hampton University (VA)

Jack Kent Cooke Foundation

Leeds Beckett University (UK)

Life University (GA)

Lincoln University of Pennsylvania

List College of JTSA (NY)

Loyola Marymount University (CA)

Manor College (PA)

McDaniel College (MD)

McKendree University (IL)

Methodist University (NC)

Midway University (KY)

Milligan University (TN)

Milwaukee Inst of Art/Design (WI)

Montreat College (NC)

Morehouse College (GA)

Newberry College (SC)

North American University (TX)

Northern Arizona University (AZ)

Oklahoma Baptist University (OK)

Oregon Tech (OR)

Pitzer College (CA)

Prescott College (AZ)

Purdue University (IN)

Saint John’s College (MD)

Saint Vincent College (PA)

Shanghai Jiao Tong U Global C (China)

South Carolina State University (SC)

Stanford University (CA)

Sweet Briar College (VA)

Taejae University (South Korea)

Tecnologico de Monterey (Mexico)

University of Aberdeen (UK)

University of Alaska Fairbanks (AK)

University of Arizona (AZ)

University of Charleston (WV)

University of Dundee (UK)

University of Glasgow (UK)

University of Guelph (Canada)

University of Hartford (CT)

University of Limerick (Ireland)

University of Minnesota Twin Cities

University of Missouri Kansas City

University of New Mexico

University of Oregon

University of Roehampton (UK)

University of Southern California

University of the West of England, Bristol (UK)

University of Washington (Seattle, Bothell, Tacoma)

University of Wisconsin (Madison and Stout)

University of Worcester (UK)

Xavier University of Louisiana

Giving Back Gives More Than You’d Expect

Photo from our 2025 annual food-packing event at End Hunger New England.

Even though some high schools require community service to graduate, the best reason to volunteer has nothing to do with resumes, applications, or future plans. The best reason is that you care.

You don’t have to travel far to make a difference—some of the most powerful acts of service happen right in your own community. Whether you're tutoring a younger student, walking dogs at a shelter, or helping at a food pantry, showing up consistently makes a real impact.

And here’s something else that’s real: volunteering doesn’t just help others, it helps you, especially when it comes to mental health.

Teen years can be tough. School pressure, social stress, constant notifications, and uncertainty about the future can pile up quickly. It’s easy to feel overwhelmed or even isolated. Volunteering can be a powerful way to shift that experience. When you're helping someone else, you naturally take the focus off your own stress.

Studies show that people who volunteer regularly report lower levels of stress, anxiety, and depression. Teens especially benefit from volunteering. Helping others gives you a sense of purpose. It gives you a reason to get out of the house and connect with others, whether you’re chatting with a new friend during a food drive or exchanging laughs with kids you’re mentoring.

Volunteering can also boost confidence. Every time you learn a new skill, solve a problem, or realize someone is counting on you, it adds to your sense of self-worth. Over time, you start to see yourself differently—not just as a student or a kid trying to figure things out, but as someone who can make a real difference.

And yes, volunteering actually makes you happier. That “helper’s high” people talk about? It’s real. Doing good triggers feel-good chemicals in the brain, like dopamine and oxytocin, that boost your mood and make you feel more connected and optimistic.

Getting started is easier than you think. Websites such as Volunteer Match and Do Something list opportunities by age and interest, including virtual options. You can also ask around at places you already know: your school, local nonprofits, shelters, or even the library.

If you’re not sure where to begin, try asking yourself: What do I care about? What kind of change do I want to see? Who needs support right now, and how can I help? Follow those answers, and you’ll find your way.

Whatever you choose, make it yours. Invest your time and energy into something that feels right for you. Keep a journal or log of your experiences, not just what you did, but how it felt. You might use those reflections later in a college essay, or simply as a reminder of the impact you’ve made.

The most meaningful service comes from doing what matters to you. Don’t just do it to build a resume—do it because it makes a real difference. And in the process, you might discover new strengths, new friendships, and a new way of seeing the world.

Financial Matters: Staying Smart in Uncertain Times

College planning is always challenging, but in 2025, things feel especially unpredictable. Costs are rising, financial aid systems are evolving, and many uncertainties remain. It can feel overwhelming for families trying to find the right school for their student, both academically and financially.

When approaching college planning, it's essential to think of college as both a consumer purchase and an investment, not just a dream. Families need to plan wisely by figuring out their budget before shopping for college. Running Net Price Calculators before visiting colleges can provide directional data points. Taking out huge loans in the first year is unlikely to be the best path for most families. If funding is a concern, consider alternative paths like community college, online programs, or employer-sponsored options such as Starbucks.

The passing of the Congressional spending bill in July 2025 will have a major impact on college funding for years to come. Beginning July 1, 2026, the federal government will significantly limit how much parents can borrow for their children's education.

Parents will now be capped at borrowing $20,000 per year and $65,000 total per child through the Parent PLUS loan program, ending the previous practice of unlimited borrowing up to the full cost of attendance. Additionally, families will have fewer loan repayment options, as the new law consolidates multiple repayment plans into just two options. If loans will be needed, work on improving credit scores now for both parents and students. Private loans depend heavily on creditworthiness, so early preparation matters. Keep loans minimal, especially in early college years, and remember that under the new law, Parent PLUS loans will not be eligible for income-driven repayment programs.

Understanding the new federal loan landscape is vital for planning. The changes taking effect July 1, 2026, represent the most significant overhaul of federal student lending in decades. When it comes to loan repayment, families shouldn't count on loan forgiveness programs. Instead, they should plan as if they will repay loans in full. Paying interest during college can help keep future payments lower, so it's important to research and understand the new streamlined loan repayment options. Keeping records of all loan payments and scholarship offers is essential for future reference.

Merit-based aid is often awarded to students by moderately and less selective colleges that are using the possibility of a scholarship to entice a terrific student to enroll.

The vast majority of highly selective colleges do not offer merit-based aid to students at all and reserve their aid for students with demonstrated financial need. If they do offer merit aid, it is a competitive process. 

Expect delays from overwhelmed financial aid offices. Submit FAFSA and CSS forms accurately and early, and prepare for potential delays from the underfunded and understaffed Department of Education. Be patient with college staff who are also struggling with increased workloads as they navigate these unprecedented changes to federal aid programs.

Above all, thorough research is the key to navigating this new landscape. Families should look beyond the initial cost of attendance for the first year and review housing after year one, miscellaneous expenses like Greek life and off-campus social activities, along with additional program expenses. Stay current with news and remain flexible; don't let rankings influence your decisions.

Early planning and research are the keys to finding an affordable path to college in this new era. While the challenges are significant, families who approach the process thoughtfully and realistically can still find excellent educational opportunities that fit their financial circumstances. The new borrowing limits may seem restrictive, but they can also help families avoid taking on unsustainable debt loads that could burden them for decades.

Adjusting to College Life

Nearly all first-year college students encounter a few surprises as they adjust to college life. Understanding the most common challenges students report and what to do about them can make the transition to college life go more smoothly for both students and their parents. Some of the most reported issues include:

Academics: Even strong students can be blindsided by college academics. Classes, even in subjects you’ve always aced, are often more demanding than high school classes and may require new skills and approaches. Unlike high school teachers, college professors won’t check that you’re keeping up with the workload. How to cope: The course syllabus is your best friend; before each class, make sure you’ve completed the reading for that day. Don’t skip classes! If you’re struggling with the coursework, get help earlier, rather than later. Connect with peers to form study groups. For parents: If your child seems to be struggling, suggest they talk to the professor during office hours or reach out via email to set up an appointment. The college’s tutoring and writing centers can also help students adjust to college academic demands.

Time management: In college, how you spend your time is up to you. That sounds
great, until you realize just how hard it can be to balance studying, socializing, and
juggling new responsibilities like a job or doing your own laundry. How to cope: Your first three priorities should always be attending classes, studying, and taking care of your physical and mental health (sleeping, eating, exercising, connecting with others). Get a personal planner and block out time to study. Though socializing is a big part of college life, know your limits. For parents: While your child will likely make some mistakes with time management, set clear expectations with your child before they leave for college.

New people: Most students look forward to meeting new people in college. New friends may have different ideas about behavior and relationships from your family and friends back home. Rooming with a stranger can also be a challenge. How to cope: The first few weeks of college are usually a social whirlwind. Don’t stress if you feel you haven’t made the same type of friendships that you had at home. Strong friendships need time to develop. Roommates don’t always end up being best friends; try to discuss any issues that crop up with your roommate as soon as possible. Getting involved on campus is a great way to meet new people, especially at bigger schools where it can be harder to make connections in large lecture classes. For parents: Before your child leaves for college, encourage them to join clubs and hang out in public spaces on campus to meet fellow students.

Homesickness: No matter how excited you are about college, it’s normal to have moments where you miss home, your family, or your friends. Adjusting to a new environment and being surrounded by new people can feel overwhelming at times. How to handle it: When homesickness hits, don’t panic. A phone call to family or friends can help, as can talking to others in your dorm or classes. For parents: Homesickness usually passes quickly. The best way to help is to be there to listen and suggest ways that your child can connect with others on campus.

Scholarship Scams Targeting Families

As the cost of college continues to rise, it’s understandable that families are eager to find financial aid opportunities. Unfortunately, scammers know this too, and every year, they take advantage of well-meaning parents and students, costing families millions of dollars in lost money and stolen information.

You may receive official-looking letters or emails claiming to “guarantee scholarships or your money back,” or inviting you to a “free financial aid seminar.” These offers often appear legitimate, but many are designed to pressure families into paying for services that provide little to no value, or can lead to identity theft. Phrases like “act now — this offer won't last,” “you’ve been selected,” or “exclusive opportunity just for you” are often red flags that the offer is too good to be true.

One common tactic is the claim that “millions of dollars in scholarships go unclaimed every year.” While this sounds promising, most of that money is reserved for very specific groups, such as the children of company employees or members of certain organizations. It’s not generally available to the public, and reputable scholarship programs never require families to pay upfront fees just to apply or receive awards.

Additionally, some services begin with what appears to be a free seminar but quickly shift into high-pressure sales tactics, urging families to sign costly contracts on the spot. While some companies do charge fees, they should always be transparent about their pricing, never make promises about guaranteed scholarships, and certainly never pressure you to make immediate decisions.

Another tactic to watch out for is any message claiming your child has won a scholarship they never applied for, especially if you’re asked to pay a processing fee or provide personal banking information.

No legitimate scholarship program will ever ask for payment to release an award. It’s also wise to be cautious of websites or organizations that aren't affiliated with a recognized institution—resources that end in .gov or .edu are generally more trustworthy.

If you're ever unsure whether a scholarship opportunity is legitimate, talk with your child’s school counselor or college advisor. They can help you evaluate the offer. You can also report suspicious activity to the Federal Trade Commission by calling 877-FTC-HELP.

The U.S. Department of Education has a hotline for reporting fraud at 1-800-MIS-USED (1-800-647-8733). You can also email or file an online report at the OIG Hotline.

Despite the scams that exist, there are also many legitimate sources for scholarships. For example, Fastweb,College Board’s Big Future Scholarship Search, and Going Merry are great places to start looking for scholarships without spending a dime.

No organization can guarantee scholarship money, but with a cautious approach and the right tools, families can confidently avoid scams and focus on real opportunities.

Featured Apt Tutor: Sean

Sean

What subjects do you enjoy tutoring the most?

SAT or ACT Grammar - once you get the rules down, it changes how you see the questions!

What did you major in at college, and what was your favorite class?

Biology major (with a concentration in anatomy, physiology, and biomechanics), and my favorite class was either Organic Chemistry or Animal Physiology.

What were your favorite extra-curricular activities in high school or college?

In college, I did a lot of work with the patients at Duke Children's Hospital which I found very rewarding. Outside of that, I was a proud semifinalist of the Duke intramural pickleball league in back-to-back years.

What do you like to do in your free time?

I love running, and I am currently training for an ultramarathon this fall!

What’s your favorite book, song (or band), snack food?

Favorite book: Catch-22, Favorite band: Coldplay, Favorite snack: Protein bars

If you could have a coffee with any person dead or alive, who would you choose, and why?

Lebron James (the greatest athlete of all time) or Leonardo DiCaprio (the greatest actor of all time)

Salty or sweet person? What is your favorite salty/sweet snack?

Salty person. If I had to choose a salty snack, it would probably be pretzels.

Congratulations, Class of 2025!

Colleges our Class of 2025 college counseling students were accepted to include:

• denotes multiple students
  
  Auburn University

  Babson College*

  Bates College

  Boston College*

  Boston University*

  Bowdoin College

  Bridgewater State University

  Brown University

  Bryant University

  Bucknell University*

  Case Western Reserve University

  Chapman University

  Clark University

  Clemson University*

  Colby College*

  Colgate University

  College of Charleston*

  College of William & Mary*

  Colorado State University Fort Collins

  Connecticut College*

  Cornell University*

  Dartmouth College*

  Davidson College

  Denison University*

  East Carolina University

  Eckerd College

  Elon University*

  Endicott College

  Fairfield University*

  Fordham University*

  Georgetown University*

  George Washington University*

  Hamilton College

  Hobart and William Smith Colleges*

  Indiana University Bloomington*

  James Madison University*

  Johns Hopkins University

  King’s College London

  Lehigh University*

  Lewis & Clark College

  Merrimack College

  Miami University (Ohio)

  Michigan State University*

  New York University*

  Northeastern University*

  Occidental College

  Ohio State University

  Ohio Wesleyan University

  Penn State University*

  Pomona College

  Providence College*

  Purdue University*

  Quinnipiac University

  Rensselaer Polytechnic Institute (RPI)

  Roger Williams University*

  Rollins College

  Salve Regina University*

  Santa Clara University*

  Skidmore College

  Smith College

  Southern Methodist University

  Stonehill College

  Syracuse University*

  Texas Christian University

  Trinity College*

  Tufts University

  Tulane University

  University College London (UCL)

  University of California Los Angeles

  University of California San Diego*

  University of Colorado Boulder*

  University of Dayton,

  University of Delaware*

  University of Edinburgh

  University of Maryland, College Park*

  University of Miami*

  University of New Hampshire*

  University of Pittsburgh*

  University of Rhode Island*

  University of Richmond*

  University of  Saint Andrews

  University of South Carolina Columbia*

  University of Southern California (USC)*

  University of Tampa*

  University of Tennessee

  University of Vermont*

  University of Virginia

  Villanova University*

  Virginia Polytechnic Institute and State University (Virginia Tech)*

  Wake Forest University*

  Wentworth Institute of Technology

  Wesleyan University

Overused Essay Topics

All right, juniors—summer is coming, and so is the time to start writing those college essays. Whether you’re dreading it or excited to spill your life story, one thing is for sure: your essay needs to stand out. Admissions officers read thousands of these, and if you go with an overused topic, your application might just blend into the pile.

Your essay should showcase who you are, not just what you’ve done. It should make the reader feel like they just met an awesome, real person they’d want on campus. But if you choose a cliché topic, you risk making yourself forgettable. So let’s talk about the essay topics that are way overdone and how to avoid them.

Unfortunately, many applicants do themselves a disservice by taking on topics that don’t resonate well with the admission readers, thus giving a false or incorrect impression of the writer. The essay's focus, or topic, must engage the reader from the very first sentence, share a positive, optimistic, and truthful picture of the applicant, and allow the reader to feel confident that this particular applicant fits their profile. Here are some overused and unhelpful topics that students are encouraged to avoid.

A laundry list of accomplishments that sounds both arrogant and boastful, and fails to share anything substantial about who you really are. Don’t exaggerate your achievements because it will probably show through in your writing, and that lack of authenticity breaks all the requirements for a solid and original college essay.

Sports essays as a metaphor for life ("I scored the winning goal and it changed my life") are overused, so they will often fall flat. If you choose to write about sports, personalize your experiences. Tell the reader more about some aspect of your sport that has given you a deeper nsight into who you are and what you want. 

If you’re naturally hilarious, your voice will come through. But forcing humor is risky. If you are a truly funny person, tell a story that illustrates this about you, but trying to be funny just to amuse the reader is usually not going to work. Don’t tell off-color jokes or make fun of anyone; your reader wants to get to know you, not attend a comedy show. Take risks but don’t be risqué.

Given the current polarization in many parts of the world, it is best to avoid topics such as politics or religion; remember, you don’t know who is reading your essay. Again, know yourself and know your college. Be careful about being too controversial in your essay, and avoid any descriptions of illicit behaviors, profane language, drugs, or alcohol. Don't try to shock your reader as a way to be memorable; it will likely backfire horribly.

Many students participate in community service and, for those lucky enough to have significant resources, may complete international travel with a volunteer component. These essays can also fail to win over the reader because they fail to share anything personal about these wonderful opportunities.

Don’t write another laundry list of ‘what I did in Costa Rica to save the green turtles’ - write about a local volunteer you connected with, someone doing work important to you, and from whom you learned an important life lesson. Keep the focus on what you learned about yourself and the world around you.

The classic essay that is way too often submitted is the one about someone else! That’s right. It's not about you but about your grandmother/father/sister/neighbor/coach – you get the idea. This one always falls flat because, invariably, the reader comes away thinking that they would love to meet your grandmother/etc, and not you!

Many students dig around for some kind of challenge they have had to overcome. A challenge doesn't have to be monumental to the rest of the world to be worth sharing. Every day struggles like overcoming your fear of public speaking to deliver a great speech or figuring out how to help your friends work out a stressful conflict, could be effective if they show your problem-solving skills in action. Keep it real, and keep the focus on you.

Stay focused on one moment in time that significantly impacted your life, stay away from clichés and exaggerated lists of events and achievements, and allow your true, best self to shine. Start with a strong opening and grow from there – make your admission readers smile, jump up from their chairs, and share your essay with colleagues. Let them know the real YOU!

Insights into Playing Sports in College

Many student-athletes dream of playing a sport in college. However, with competitive recruiting, levels of play, and misconceptions about scholarships, insight into how the process works and what it truly takes to compete at the college level is essential.

The desire to play must come from the student, not the parents. The commitment and demands of college athletics can be overwhelming, even when a student is fully invested. Many assume excelling in high school or club sports guarantees recruitment, but only 7% of high school athletes play in college, and not all see playing time (NCAA). Just 1–2% play at the Division I level, so seek guidance and honest feedback from coaches experienced in collegiate athletics to assess realistic opportunities. And with the current changes in laws governing NIL, many rosters are getting smaller.

Student-athletes must actively engage in recruitment by communicating with coaches, creating highlight reels, attending showcases, and maintaining training and nutrition regimens. Strong grades open more doors for admissions and scholarships—students should research schools that align with their academic interests and long-term goals, not just athletic fit. Keeping an open mind about different divisions increases the chances of finding the best overall opportunity.

Beyond skill, coaches recruit leaders, team players, and hard workers. Character, attitude, and coachability can be as important as talent. Being a good teammate and demonstrating resilience on and off the field make a lasting impression on coaches.

A common misconception is that playing in college guarantees a scholarship. However, full athletic scholarships are rare; most receive partial scholarships, if any. Division III schools offer no money for athletics. Strong academics remain the best way to maximize financial aid and admissions opportunities.

The time commitment of college athletics varies widely. Division I athletes may dedicate 40+ hours per week to their sport, making athletics a primary focus (NCAA GOALS Study). Division III offers more flexibility, allowing students to pursue internships and other interests. Club and intramural sports provide competitive and recreational opportunities with less commitment. Athletes can stay involved in their sport without NCAA pressures.

The key for those who want to compete at the next level is taking ownership of the process. Student-athletes should work daily to reach their goals, remain realistic, prioritize academics, and understand that some elements of luck and timing are outside their control. For those committed and talented, playing a college sport builds time management, leadership, and resilience that benefit students' careers and lives. Relationships built through athletics create lifelong friendships and professional connections beyond the field. It can be an incredibly rewarding experience, teaching valuable life lessons and preparing students for future success.

Featured Team Member: McKell

McKell

What do you like most about tutoring?

I enjoy helping students understand math because it's a subject I genuinely love. It's rewarding to share that passion and help others see that math can be both approachable and interesting!

What did you major in at college, and what was your favorite class?

I majored in chemical engineering in college but my favorite classes were my math classes I took for my minor.

What do you like to do in your free time?

I love to play soccer and run. I also love music and play the piano and guitar. In my free time, I love to read, listen to music, watch movies, spend time with my friends and family, and travel.

Favorite Book: 

Harry Potter - I love how the series pulls you into the universe so completely that you forget you're even reading. Every detail is thoughtfully crafted and perfectly connected, making it feel like you're there with the characters.

Favorite Movie: 

The Goonies - I watched it a lot growing up and always loved the sense of adventure and teamwork. It's the kind of movie that makes you wish you had a big group of friends and a mystery to solve.

Favorite Food: 

Pizza - It always hits the spot, no matter what. With so many varieties, it never gets old and is always the perfect choice.

Favorite Vacation: 

Studying abroad in Greece - It was amazing to experience the history firsthand, especially visiting all the ancient temples dedicated to the gods that I had read about. The culture and scenery made it unforgettable.

Featured Team Member: Meg

Our Office Manager Meg

Why do you like working at Apt Tutoring?  

I’ve been at Apt Tutoring for 13 years and have really enjoyed learning about how a small business is run. I also like the community aspect of working with local families. Education is such a positive and inspiring business to be in.

What did you major in at college, and what was your favorite class? 

I was an English major at the University of Richmond, but one of my favorite classes, surprisingly, was Intro to Physics. 

What do you like to do in your free time? 

I love to be outdoors, running and walking. I also like Pilates and exercise in general. I read, puzzle, needlepoint, and my newest obsession, Mahjong!

What’s your favorite book, song (or band), snack food? 

Ooh-so many good books! The Extraordinary Life of Sam Hell, The Violin Conspiracy, Demon Copperhead, and Ordinary Grace are some of my favorites.

Salty or sweet person? What is your favorite salty/sweet snack?

Unfortunately, both! Favorite dessert: tiramisu. Favorite salty snack: popcorn.

Alternative Start Dates and Locations for College Freshmen

When most families envision the college journey, they picture the classic scene: moving into dorms on a fall day alongside hundreds or thousands of other freshmen. While this traditional path works well for many students, colleges now offer several alternative start dates that might better suit your child's needs and goals.

These alternative starts can provide valuable flexibility for students who want or need a different timeline. Some students benefit from extra preparation time, while others might find that a non-traditional start actually increases their chances of attending their college of choice. Many families are surprised to learn about these options, which often first come up during the application process. 

Spring start programs, beginning in January, can be particularly appealing. Universities frequently offer these programs because they know some students will graduate in December, opening spots for new arrivals. A spring start gives students additional time to prepare for college life and often means joining a smaller group of new students, potentially making the transition easier. Some colleges even offer spring admission to waitlisted students, making it a valuable path to eventually attending your preferred college.

Summer start programs offer another excellent option, typically through "bridge programs" that help students adjust to college-level academics. The quieter summer atmosphere allows students to acclimate to campus life with fewer distractions, and they can spread their first-year coursework more evenly across three semesters instead of two.

Some university systems provide even more creative options, such as starting at a partner institution or a different campus before transferring to the main location. Examples include beginning at a local community college or attending specialized freshman campuses such as Boston University College of General Studies, Northeastern University Bound Program, and Middlebury College February Program.

Other programs are more adventurous, like Colby College’s Fall Semester Global Entry Semester in France of Spain, Boston University and William & Mary’s arrangement with Verto Education which requires students to spend the Fall Semester enrolled in one of Verto’s programs abroad, and the largest of these programs, Northeastern University’s N.U.in.

However, families should carefully consider potential trade-offs. Traditional fall starts typically offer the fullest range of social opportunities, campus resources, and course selections. Students joining mid-year might miss some traditional freshman experiences or face more challenging course registration.

When exploring these options, ask colleges specific questions about how they support alternative-start students. Understanding the available resources and potential challenges will help your family make an informed decision that aligns with your student's goals and preferences.

Remember, there's no universal "right way" to begin college. The best choice is the one that sets your student up for success, whether that's a traditional fall start or an alternative path.

Making Final College Choices

Deciding which college to attend can be one of the toughest decisions for high school seniors. With so many options, it’s easy to feel overwhelmed and unsure. If you’re struggling to make your final decision, here are some tips to help you sort through your choices.

Choosing a college is a big decision, but stressing out won’t help. Take a deep breath and remember that you have time. The decision deadline is May 1, so there’s no need to rush. Sometimes, taking a break from the decision-making process to relax or do something fun can help clear your mind. If you’re feeling pressure from parents or friends, tell them you need more time to decide.

Before comparing colleges, it’s important to start with yourself. Reflect on what you want in your college experience. Make a list of qualities that matter most to you—think about academics, campus culture, size, cost, location, and more. It’s also helpful to consider less tangible things such as the social atmosphere and overall "feel" of the campus. Once you’ve written your list, rank the factors based on their importance to you. This step helps you get clear on your priorities before diving into comparing schools.

While it’s tempting to compare colleges right away, it’s best to evaluate each school on its own first. Look at each school’s strengths and weaknesses based on your prioritized factors. If you don’t have enough information about a particular school, take time to research further. Visit the campus if possible, check out the website again, and talk to current students, faculty, or admissions staff.

Don’t forget to trust your gut feelings about each school—your intuition can play an important role in making the right decision.

After evaluating the schools, you’ll probably realize that some just aren’t a good fit for you. It’s okay to let those go. Remember, you can only attend one college, so don’t feel bad about eliminating options. It’s also a good time to let go of schools that no longer work out, whether that’s because you didn’t get in, didn’t get enough financial aid, or circumstances have changed. It can be hard to let go of schools you were once excited about, but try to focus on the great options that are still available to you.

Still torn between a few schools? Try comparing them in pairs. Create a chart with the schools along the top and the qualities you want down the side. For each pair, mark which school better matches each characteristic. This method will help you make a more objective decision by comparing each school based on what’s most important to you. Once you finish, you’ll have a clearer idea of which school stands out as the best fit.

There’s no such thing as the perfect college. It’s easy to feel like you need to be 100% sure that your choice will guarantee happiness and success, but that’s simply not the case. Your college experience will be shaped by how you approach it, not just by the name of the school you choose.

Once you’ve made your decision, move forward confidently, knowing you’ve made a thoughtful choice and that this next chapter will be an exciting one.

The University of Vermont Visits Apt Tutoring

University of Vermont: An Update with Admissions Officer Aja

In September, Aja, an admissions officer from the University of Vermont (UVM), visited our office to share the latest updates about the university. Here are some exciting highlights from her visit:

New Logo & Branding
UVM recently unveiled a new logo that reflects the university’s expansive mission and visually conveys the university’s national and even international reach.

Early Decision 2 for 2024-2025 Admissions
UVM introduced the Early Decision 2 option for the 2024-2025 admissions cycle. For the Class of 2028, UVM received 350 Early Decision applications, with the majority coming from Vermont residents.

Selective Majors and Opportunities
Nursing and Environmental Science remain UVM’s most competitive programs. However, UVM offers a variety of other environmental-related majors, providing numerous options for students passionate about the environment.

Changing Majors at UVM
While UVM students are allowed to change majors, it’s important to note that the Nursing program operates as a direct admit program, meaning students cannot switch to it after being admitted to the university. The Nursing application pool has seen a significant increase, nearly tripling in size.

Merit-Based Aid & Financial Aid Shifts
UVM offers merit-based scholarships up to $25,000. However, this amount may vary depending on the applicant pool, as the university is shifting its resources toward need-based financial aid. When awarding merit scholarships, UVM evaluates grades, course rigor, and, if submitted, test scores. For the Class of 2028, 63% of applicants chose not to submit test scores.

Pitch Challenge
UVM has launched a unique opportunity for high school students with its Pitch Challenge. High school sophomores, juniors, and seniors are invited to visit UVM and pitch their ideas. The competition winner will receive a full tuition scholarship to the university.

STEM Scholars Program
UVM is now offering a new program aimed at supporting students interested in STEM fields. Applicants to the STEM Scholars Program must apply through Early Decision (ED) or Early Action (EA). The program meets financial need and offers an exciting pathway for aspiring STEM students.

Business Program Updates
UVM's business program has recently removed the requirement for precalculus, making it more accessible to a wider range of applicants.

On-Campus Housing & New Facilities
UVM requires students to live on campus for their first two years. Afterward, students can move to affiliated housing near campus. Recently, the university completed the construction of a new housing facility, Catamount East, which offers additional modern living spaces for students.

Demonstrating Interest
UVM values demonstrated interest. Aja encourages prospective students to email her, write the supplemental essay, and visit campus if possible. If you’re unable to visit in person, attending a virtual information session is a great alternative.

Why UVM?
If you’re seeking a tight-knit community in a vibrant city surrounded by natural beauty, consider exploring UVM. With new programs, a commitment to student success, and a welcoming atmosphere, UVM might just be the perfect fit for you!

Thank you for stopping by, Aja!

Financial Matters: Making Private Colleges Affordable

Private colleges across the United States have expanded their merit-based aid programs in response to competition from public institutions and affordability concerns. This strategy has made private education more accessible to middle-income families. According to the National Association of College and University Business Officers, private nonprofit colleges reached a record average tuition discount rate of 56.1% for first-time, full-time students in 2023-24, meaning families typically pay less than half the published tuition rate. 

Most highly selective colleges only provide need-based financial aid. Many other selective private colleges have developed robust merit scholarship programs to attract exceptional students. These programs particularly benefit families who earn too much for substantial need-based aid but struggle with annual college costs exceeding $70,000. Top-tier institutions like Emory University, USC, and Duke University offer competitive merit scholarship programs that can cover full tuition and additional expenses. Selection typically requires exceptional academic achievement, leadership experience, and community engagement, often involving interviews and supplemental essays. Less competitive options are the University of Rochester, Fordham University, and Southern Methodist University.

Guaranteed scholarship programs have also expanded, offering assured funding based on specific academic criteria, typically combining GPA and standardized test scores. The test-optional movement has led many institutions to create alternative pathways for merit scholarship consideration, including portfolio reviews and comprehensive achievement evaluations. Many schools continue to offer guaranteed scholarships to National Merit Scholarship finalists, with some increasing award amounts to match rising costs.

Private colleges offer distinct advantages beyond financial considerations. Their student-centered learning environment, with smaller class sizes and frequent professor interaction, creates valuable opportunities for mentorship and collaborative research. These institutions have generally maintained strong student support services, including comprehensive academic advising, career counseling, and learning support services, while many public institutions face resource constraints. 

The focus on holistic student development often results in stronger alumni networks and career placement services, offering long-term professional advantages. Additionally, private colleges maintain higher four-year graduation rates than public institutions, leading to potential savings through reduced tuition costs and earlier workforce entry.

As families evaluate college options in 2025, looking beyond published tuition rates is essential. Merit scholarships have transformed private colleges' financial accessibility, making them viable for many families who might otherwise dismiss them based on sticker price. The key is thorough research and strategic application, as well as understanding that strong academic performance can unlock significant merit aid opportunities.

The message for students beginning their college search is clear: don't let initial price tags deter you from considering private colleges. With careful research into merit scholarship opportunities and a strong academic record, a private college education may be more affordable than anticipated when considering the total value of the educational experience and time to graduation. The transformation in college financing through expanded merit aid programs has created new opportunities for students to access private education.

Featured Apt Tutor: Linda

Linda

What do you like most about tutoring? 

What I enjoy most about tutoring is the one-on-one connection I am able to make with the student and [being able to] focus on the specific issues that they are struggling with.

What do you like to do in your free time?

I love doing crafts, making soup, and walking on the beach in the warm weather. I enjoy spending time with my two daughters and am always on the lookout for fun activities for us to do as a family, like an outing on a lobster boat, or a bonsai tree-making class, or a fun trip somewhere. I also enjoy volunteering at a local cat shelter and have a cat of my own that I am very attached to!

Tell us about a favorite vacation. 

I love to travel, and a few of my favorite vacations have been to Greece, Alaska, and a trip to several of the national parks out west. I'm very excited for our biggest adventure yet, coming up this fall, which is an African safari and a trip to Victoria Falls! 

Have you always been a teacher/tutor?

Going to school for math and teaching was a second career for me; my first schooling post-high school was in photography and advertising/trade show display, so I still enjoy creative outlets when I have time!

University of Colorado Boulder Visits Apt Tutoring

University of Colorado Boulder: An Update with Admissions Officer Peri

Big news is making waves across the University of Colorado Boulder campus—Dion Sanders has been named the new head football coach! His arrival has generated excitement not only in sports circles but throughout the university community. With all the buzz, there are plenty of updates to share for prospective students interested in unique academic pathways and campus life.

New Public Health Major

CU Boulder is proud to announce the launch of a new Public Health major. This innovative program allows students to explore key areas in health policy, community health, and public health administration. For students interested in making a positive impact on communities locally and globally, this program offers a powerful combination of knowledge and hands-on experience.

Musical Theatre

The university continues to excel in its theatre offerings. The Bachelor of Fine Arts (BFA) in Musical Theatre provides students with the perfect blend of artistic performance and technical training. Students in this program receive comprehensive exposure to both the stage and the behind-the-scenes work that makes musical theatre come to life.

Alternatively, the Bachelor of Science (BS) in Musical Theatre program focuses more heavily on technical skills and is ideal for those with a strong interest in the mechanics of theatre production.

For students more interested in a broad-based theatre education, CU Boulder offers a Bachelor of Arts (BA) in Theatre. This program allows students to explore a variety of theatre disciplines, with the chance to participate in professional productions such as the Shakespeare on Campus series. This summer program gives students the opportunity to work with professional Shakespearean actors, providing valuable real-world experience.

Exploratory Studies: A Path for the Undecided

CU Boulder’s Exploratory Studies program is an excellent option for students unsure about their major. Designed for those who want to explore different academic disciplines before committing to a specific field, it offers flexibility and support. It’s also the default option for students who did not gain admission to more competitive programs like Business or Engineering.

For students interested in Engineering, it’s worth noting that CU Boulder’s Engineering program has a competitive acceptance rate of 40-50%, with Aerospace Engineering being even more selective.

Housing

For students in the College of Arts & Sciences, there are Honors Residence Halls that offer small, tight-knit communities where students can take classes together. As students move into their sophomore year, many choose to live in nearby student apartments or houses.

Admissions & Scholarships

Peri told us that applicants are encouraged to focus most of their energy on crafting a strong academic profile. If test scores fall below the middle 50th percentile for a chosen major, it may be best not to submit them.

CU Boulder also offers generous scholarship opportunities for out-of-state students. Around 25% of out-of-state students receive automatic scholarships, ranging from $6,000 to $16,000 annually.

With all of these exciting opportunities, both on and off the field, CU Boulder continues to offer a dynamic and enriching experience for all students.

Thank you for stopping by, Peri!