Featured Apt Tutor: Dylan

Dylan

What do you like most about tutoring?
I most enjoy helping students to build their confidence with material they have found difficult, and helping to make it feel easier for them.

What subjects do you enjoy tutoring the most?
My favorite subjects to tutor are math, statistics, history, and English.

Why do you like working at Apt Tutoring?
I like the chance to work with students who are committed to being successful and are motivated to seek help to reach their goals.

What did you major in at college, and what was your favorite class?
In college, I majored in statistics and analytical economics. My favorite class was economics of sports, where we covered the finances of the pro and college sports industries.

What were your favorite extracurricular activities in high school or college?
My favorite extracurricular activity in high school was my school’s sports journalism club. In college, I joined the ski club and spent a lot of time on trips with them, and I also found a sports analytics club.

What do you like to do in your free time?
In my free time, I like to work out at the gym, go hiking, and play basketball. In the winter, I am also an avid skier.

What’s your favorite book, song (or band), snack food?
Book: The Shining. Band: OutKast (Song: B.O.B.) Snack Food: Swedish Fish.

Tell us about a favorite vacation.
I’m conflating multiple vacations here, but my family used to camp near North Conway, NH on Labor Day weekend every year, in a huge lot with extended family and friends. It was frequently my favorite weekend of the year.

If you could have a coffee with any person, dead or alive, who would you choose, and why?
I’d probably choose to have coffee with Bill Russell. I’d have plenty of basketball questions (players from today he’d like to play with, what it was like to guard Wilt Chamberlain, etc.) but also a few more serious questions like whether the NBA pressured him against taking part in the civil rights movement, or how tense the room was during the All-Star game strike in 1964 and how players handled that pressure.

Salty or sweet person? What is your favorite salty/sweet snack?
I’m generally a sweet person, but I already used Swedish Fish as the answer to a similar question, so my favorite salty snack is cashews.

Please tell us more fun facts about yourself!
I made a website to plot how good MLB hitters are against pitches in different locations.

I wrote NFL mock drafts every year from 2018-2024 (and resuming this year)

I taught both of my siblings how to ski after teaching myself by trying to keep up with friends.

Understanding Your High School's School Profile

When families think about college applications, they focus on essays, test scores, activities, and transcripts. But there's another document that plays a major role in how colleges understand a student's accomplishments, and most students never even see it.

It's called the School Profile, and it accompanies every transcript your high school sends to colleges. This one to two-page document provides an overview of your high school and is created and updated each year by the counseling office. Its purpose is simple: to give admissions officers a clear understanding of the high school environment from which a student comes.

Colleges don't evaluate applicants in isolation. They evaluate them in the context of their high school, and the School Profile explains what that context is. Think of it as a lens through which colleges view the transcript. Without it, admissions officers would have no way to know whether a high school offers 20 AP classes or none, whether a particular GPA is considered excellent, or whether a senior class of 60 has different leadership opportunities compared to a class of 600.

Most School Profiles include the same core information.They describe basic school details such as enrollment numbers, student-to-teacher ratio, and school type. They outline the curriculum and academic programs available, including honors, AP, IB, or dual enrollment offerings, and any limitations on access to these courses. They explain the grading scale and GPA policies, including whether GPAs are weighted and how class ranking works. They list graduation requirements so colleges understand what courses students must take. Many also include information about the school community, available opportunities like clubs or internships, and where recent graduates have enrolled in college.

Colleges rely heavily on this document. A student who takes two AP classes at a school that offers four is evaluated differently from a student who takes two at a school that offers twenty. The profile shows what "rigorous" means in that specific environment. It helps admissions officers determine whether a particular GPA places a student in the top 10% or is merely average. It reveals whether leadership roles are competitive or limited, and whether certain activities even exist at the school.

Most importantly, the School Profile helps level the playing field. Two students from completely different backgrounds should not be judged as though they had identical opportunities. The profile ensures colleges evaluate students on what they did with the resources available to them, not on what their high school did or didn't provide.

Students don't submit or interact with the School Profile at all. Counselors send it automatically alongside transcripts. If you’re curious, you can often find your school’s profile by searching your high school’s name along with “school profile.” Colleges use this document to understand the academic landscape you’re learning in and to evaluate your choices within that context. What matters most is how you challenged yourself, given what your school offers, how you made the most of the environment you were in. Admissions officers are looking for students who have grown and pushed themselves within their capabilities.

Interpreting Your Financial Aid Letter

You’ve opened the email, logged into the portal, and there it is: your student has been admitted and offered a financial aid package. Relief and excitement last about thirty seconds. Then you start scrolling. Numbers appear. Some seem promising. Others are confusing. Loans and grants blur together, unfamiliar acronyms pop up, and suddenly you’re wondering whether this school is truly affordable or whether you’re missing something important.

You’re not alone. Financial aid award letters are notoriously difficult to interpret, largely because there is no required standard for how colleges present them. While schools follow general federal guidelines, they are free to format award letters however they choose. That means two colleges can offer very similar aid packages and make them look completely different on paper.

Understanding how to read these letters is essential before making any enrollment decision.

A financial aid award letter outlines what a college is offering for one academic year. Most include some version of the school’s cost of attendance, the types of aid offered, your student’s Student Aid Index (SAI), and the remaining amount the family is expected to cover. The problem is that these elements aren’t always clearly labeled or even fully included.

One of the biggest sources of confusion is how loans are presented. Grants and scholarships, which do not need to be repaid, are often listed right alongside work study funds and loans that do need to be paid back. In some cases, the only clue that something is a loan is a small code such as “L” or “LN.” This distinction matters because most financial aid offered nationwide comes in the form of loans, not free money. A package that looks generous at first glance may rely heavily on borrowing.

Another common issue is how colleges calculate and present costs. Many award letters underestimate the true cost of attending the school. Some list only tuition and fees, leaving out room and board, books, transportation, and personal expenses. Those missing line items can easily add $15,000 to $25,000 per year. Families often don’t realize this gap until the semester begins, and unexpected expenses start appearing.

To make sense of the numbers, it helps to understand two terms that often appear on award letters: net cost and net price. Net cost subtracts all financial aid—including loans and work-study—from the cost of attendance. Net price subtracts only gift aid, meaning grants and scholarships.

This difference is critical. Net cost can give the impression that the school is covering more than it truly is, because borrowed money is included. Net price is closer to reality. It reflects the discounted price of the college after free money is applied, but before loans. This is the number families ultimately need to plan for, whether through savings, income, borrowing, or a combination of the three.

You may also see your Student Aid Index buried somewhere in the letter. The SAI represents what the federal formula estimates your family can contribute. It is not financial aid, even though colleges may roll it into their calculations or remaining balance.

Because award letters rarely show the full picture, families should reconstruct the true cost themselves. Begin with the school’s full cost of attendance, ensuring it includes housing, food, books, transportation, and personal expenses. Then subtract only grants and scholarships. What remains is the amount your family must realistically expect to cover each year. The comparison worksheet is a NASFAA useful tool.

There are additional details worth close attention. Some colleges “front-load” financial aid, offering higher grants during the first year and less in later years. This can make a school appear affordable at the start, but far more expensive over time. Ask whether grants and scholarships are renewable and whether typical aid amounts change after the first year. If answers are vague, tools like the U.S. Department of Education’s College Navigator can provide helpful context.

Private scholarships can also affect aid packages in unexpected ways. At some schools, outside scholarships reduce loans. At others, they reduce institutional grants. This practice, known as scholarship displacement, can significantly change the value of a private award. Always ask how outside scholarships are treated before assuming they will lower your out-of-pocket cost.

Finally, remember that financial aid offers are not always final. If a package doesn’t reflect your current financial situation or seems inconsistent with offers from similar schools, you may have grounds to appeal. Appeals are most effective when they’re based on documented changes or clear comparisons, not just disappointment.

Financial aid award letters aren’t designed to make this process easy. But with the right framework, they become far less intimidating. The goal isn’t just to see how much aid is offered—it’s to understand what’s free, what must be repaid, and what your family will truly be responsible for paying, both now and in the years ahead.

Helping Your Teen Choose A College Major

One of the most significant decisions your child will face in college is choosing a major. As a parent, your role isn’t to decide for them, but to guide, support, and help them explore options with confidence.

Choosing a major isn’t a one-time decision; it’s a process of exploration. By combining honest self-assessment, real conversations with professionals, and ongoing curiosity, your student can make thoughtful choices that lead to both fulfillment and opportunity.

Keep in mind that only about 46% of graduates end up working directly in their field of study, which shows how often skills transfer across careers.

High school coursework lays an important foundation. Students who complete a well-rounded set of challenging academic classes keep more doors open when it comes to college majors. They enter college better prepared and less likely to spend time catching up in subjects they avoided. Remember, roughly one-third to half of the classes a college student takes will be in their major, so a strong general foundation pays off.

Encourage exploration beyond the classroom. Support your child’s involvement in extracurricular activities, volunteer work, and hobbies that reflect genuine interests. Summer enrichment programs, internships, or part-time jobs help students “test drive” interests. Just as valuable are conversations with adults who work in careers that interest your teen. Encourage your student to ask questions: What does a typical day look like? What did you major in? What do you wish you’d known in college? These conversations often spark insight and confidence.

Many high schoolers have only a vague idea of how majors differ in terms of focus, workload, or learning style. Together, review the curriculum guides on college websites to see which courses are required for different majors. Marquette University’s “Choosing Your Major” page offers a clear overview of how to explore academic interests and connect them to career paths.

Encourage them to use free online tools to understand their strengths and interests better. Students can also explore the O*NET Interest Profiler, which matches personal interests with potential career fields, the 123test Career Test, or the University of Arizona’s CareerExplorer, which links personality traits and skills to career options. Using multiple assessments helps reveal consistent patterns and new ideas. 

When your student gets their results, encourage reflection rather than rigid conclusions. Ask: Which careers sound exciting or surprising? Which feels like me? Then take it a step further, talk with professionals or family members in various fields, seek out summer internships or programs where you can explore majors/fields. Interests often evolve, so revisiting these tools every year or two can be eye-opening. 

As you and your student look at colleges, ask about academic advising and career support. A good advising program helps students make informed choices, plan course loads, and connect with internships and mentors. Even the best services, however, only work when students use them. Encourage your child to meet with advisors early, even if they think they already know their path. 

Finally, reassure your teen that it’s okay to change direction. According to several sources, 35%-80% of students change majors. Studies show that switching majors doesn’t always delay graduation and can actually lead to a better academic fit.

Ace Your College Interview

College interviews come in several formats: 'informational', 'recommended', and 'evaluative.' Colleges offer interviews because they want to enroll students who will enhance their campus community and bring new ideas. Interviews are also wonderful opportunities for you to ask questions. Think of the interview as a two-way conversation; it's not just the college wanting to learn about you, but also about you finding out as much as you can to make an informed decision. 

Informational interviews are the most common. This type focuses on an exchange of information: what do you want to know about the college, and what do they need to know about you? Interviews are typically conducted by a current student or an alumnus off campus at a public location convenient for you. Interviewers will reach out to schedule a meeting, usually at a coffee shop or on Zoom. Your interviewer will only have your contact information; they haven't read your application, essays, or seen your academic record. Their role is to assess your interest level and answer your questions. They provide feedback to the college but cannot render admissions decisions. 

Come well-prepared with 5-7 written questions that highlight your passions and enthusiasm. Examples: "I've read about exciting research in the math department; how easy is it for first-year students to engage in faculty-led research?" or "I'm interested in the Living and Learning options. Can you share more?" 

Recommended interviews are optional, but colleges suggest them for a reason. Participating shows genuine enthusiasm and initiative, especially at schools that  track “demonstrated interest.” It’s a chance to personalize your application and show that you’ve taken the time to engage beyond the written materials. 

Evaluative interviews become part of your application review. The interviewer will be trying to understand if you align with the types of students they're seeking. They'll be assessing intellectual curiosity, resilience, academic integrity, and personal drive. Be ready to showcase what makes you a good fit. Know what you want from the college, do your homework thoroughly, and reread your application. 

Be on time or early. Learn about your interviewer if possible; prepare questions; make steady eye contact; and mention that this is your first-choice college, and they'll note that in their report. Send a thank-you note that evening. Email is fine, but no texts! Expect questions about your major  choice, why you want to attend, and your high school experiences. Talk about yourself in ways that highlight your strengths and connect your interests with the college's mission. Mention things not in your application, be enthusiastic, and practice in advance. Ask a counselor or another adult to practice for your interview to ease your nerves. Interviewers understand you're nervous, but try to keep nerves in check. Breathe deeply, smile big, and walk in with confidence! You'll do just fine!

It’s Time to Complete the FAFSA and CSS Profile

As your high school student prepares for college, understanding the financial aid process can make the difference between affordability and overwhelming debt. The good news? October 1st marks the opening of financial aid applications for the upcoming academic year, giving you a clear starting point for this important journey.

The Free Application for Federal Student Aid (FAFSA) is required by every U.S. college and university if your student is applying for need-based financial aid. This federal form costs nothing to submit and serves as the gateway to federal grants, loans, and work-study programs.

Before you begin, both you and your student will need to create individual FSA IDs, which serve as electronic signatures when submitting the application. This ID will be used throughout your student's college years, so keep the login information secure.

The CSS Profile is used by some elite public universities and many private universities because it provides more detailed financial information than the FAFSA. This distinction matters because the CSS Profile is specifically designed for determining eligibility for institutional financial aid, while the FAFSA is primarily used for federal government funding programs. Schools that provide institutional aid without requiring the CSS Profile typically base their awards on the financial information from the FAFSA alone.

The CSS Profile is more comprehensive and detailed than the FAFSA, requiring additional financial information and taking longer to complete. There is a submission fee plus reporting charges for each college that receives your information.

It is recommended to complete both the FAFSA and CSS Profile as your circumstances may change. Even if you don’t think you’ll need aid, some colleges may require the FAFSA or CSS Profile for merit scholarships, so completing these forms keeps all options open.

Since both the FAFSA and CSS Profile are designed to be submitted only once with all your colleges listed, your best strategy is to submit both forms before your earliest college deadline.

Missing a financial aid deadline can reduce the amount of aid your student receives, since some funds are limited and awarded on a first-come, first-served basis.

Check the financial aid pages on each college website where your student is applying, or contact their financial aid offices directly to verify deadlines for each application round (Early Decision, Early Action, and Regular Decision may all have different dates).

When completing these forms, keep in mind that student assets are assessed much more heavily than parent assets. Student assets are evaluated at 20% by the FAFSA and 25% by the CSS Profile, while parental assets are assessed at only 5.64% by the FAFSA and 5% by the CSS Profile.

This means if you have a 529 college savings plan for your student, make sure it's listed as a parent asset rather than a student asset. The beneficiary designation doesn't matter; what matters is who owns the account.

The time you invest in understanding and completing these forms properly could save your family thousands of dollars over your student's college career. Start early, stay organized, and don't hesitate to reach out to college financial aid offices with questions; they're there to help you navigate this process successfully.

Navigating the Common Application: Courses & Grades Report & Self-Reported Academic Record & Transcript System

As the college application season for Fall 2025 approaches, it’s essential to stay informed about the specific requirements of the colleges you're applying to. 

One important component of the Common Application that some colleges and universities require is the Courses and Grades Report (CGR), a self-reported transcript in which students input their high school courses, grades, and other academic information directly into the Common Application. This allows colleges to evaluate academic performance without initially requiring an official transcript. Many universities use the CGR to streamline the application process.

Since the CGR is part of the Common Application, there’s no need to create a separate account. You’ll be able to see which colleges you are applying to require the CGR.

A similar report is called the Self-reported Transcript and Academic Record System (STARS), which used to be called the SRAR. Some colleges that use the Common Application require the STARS but it is a separate platform. You can create your STARS account here.

How to Complete the CGR and STARS

1. Have Your Transcript: We can’t overstate the importance of having your transcript in front of you as you fill out the CGR and STARS. Please note a transcript is different than a report card. Your transcript should have all of your final grades from 9th to 11th grade. 

2. Pay Attention to Details: Input your information exactly as it appears on your transcript. 

3. Include All Coursework: Don’t forget to include all high school courses, even if, like the first year of a foreign language, they were taken in middle school or outside of the regular academic year. 

4. Check for Accuracy: Double-check your entries before submitting. Even minor errors can delay the processing of your application or raise questions about your integrity. The college you attend will receive your final 9th to 12th grade transcript at the end of your senior year. Discrepancies in the CGR/STARS and your transcript can result in your acceptance being rescinded.

5. Seek Guidance if Needed: If you have questions about how to report specific courses or grades, reach out to your school counselor or the admissions office of the college you're applying to. It's better to clarify any uncertainties than to make mistakes.

6. Pay attention to each college’s deadline: Since the CGR is a section of the Common Application, you won’t be able to submit your application until it’s completed. The STARS is usually due after the college’s application deadline. Make sure you submit it on time. Submitting it late may result in an Early Action application being deferred to Regular Decision and a Regular Decision application not being considered at all.

COLLEGES AND UNIVERSITIES THAT USE THE STARS INCLUDE:*
*Check the websites of the colleges on your list for updated information and accuracy.

Baylor University (TX) – optional (website: “highly encouraged”)

Clemson University (SC) -- required

Duquesne University (PA) – optional

Florida A&M University – required

Florida Atlantic University -- required

Florida Polytechnic University (NOT Florida Tech) – required

Florida State University -- required

Kean University of New Jersey -- required

Louisiana State University – optional

Montclair State University (NJ) – required

New College of Florida -- optional

New York University – required

Pennsylvania State University -- required

Rutgers University (NJ, Camden, New Brunswick and Newark) – required

Temple University (PA and Japan campus) – optional (website: “highly encouraged”)

Texas A&M University – required

United States Air Force Academy (CO) -- required

University at Buffalo (NY) – optional

University of Connecticut – optional

University of Delaware – required

University of Florida – required

University of Massachusetts Amherst – optional (website: “highly encouraged”)

University of Minnesota Twin Cities – required; also uses CGR

University of New Hampshire -- optional

University of North Florida -- required

University of Oregon – also uses GCR

University of Pittsburgh (PA) – required

University of Rhode Island -- required

University of South Florida – required

University of Tampa (FL) -- optional

University of Tennessee Knoxville – required

University of Texas, Arlington and San Antonio campuses – required

University of West Florida -- required

Virginia Polytechnic Institute and State University (Virginia Tech) – required

COLLEGES AND UNIVERSITIES THAT USE THE CGR INCLUDE:*
*Check the websites of the colleges on your list for updated information and accuracy.

American College of Thessaloniki (Greece)

American University of Rome (Italy)

Amherst College (MA)

Andrews University (IN)

Arizona State University

Ave Maria University (FL)

Baker College (MI)

Bethel University (TN)

Brescia University (KY)

Brunel University London (UK)

California College of ASU (CA)

Carl Sandburg College (IL)

Carnegie Mellon University (PA)

Chapman University (CA)

College of Saint Mary (NE)

Edinburgh Napier University (UK)

EHL Hospitality Business School (Switzerland)

Elizabeth City State University (NC)

ESCP Business School (France)

Eureka College (IL)

Gardner-Webb University (NC)

Gordon College (MA)

Goshen College (IN)

Hampton University (VA)

Jack Kent Cooke Foundation

Leeds Beckett University (UK)

Life University (GA)

Lincoln University of Pennsylvania

List College of JTSA (NY)

Loyola Marymount University (CA)

Manor College (PA)

McDaniel College (MD)

McKendree University (IL)

Methodist University (NC)

Midway University (KY)

Milligan University (TN)

Milwaukee Inst of Art/Design (WI)

Montreat College (NC)

Morehouse College (GA)

Newberry College (SC)

North American University (TX)

Northern Arizona University (AZ)

Oklahoma Baptist University (OK)

Oregon Tech (OR)

Pitzer College (CA)

Prescott College (AZ)

Purdue University (IN)

Saint John’s College (MD)

Saint Vincent College (PA)

Shanghai Jiao Tong U Global C (China)

South Carolina State University (SC)

Stanford University (CA)

Sweet Briar College (VA)

Taejae University (South Korea)

Tecnologico de Monterey (Mexico)

University of Aberdeen (UK)

University of Alaska Fairbanks (AK)

University of Arizona (AZ)

University of Charleston (WV)

University of Dundee (UK)

University of Glasgow (UK)

University of Guelph (Canada)

University of Hartford (CT)

University of Limerick (Ireland)

University of Minnesota Twin Cities

University of Missouri Kansas City

University of New Mexico

University of Oregon

University of Roehampton (UK)

University of Southern California

University of the West of England, Bristol (UK)

University of Washington (Seattle, Bothell, Tacoma)

University of Wisconsin (Madison and Stout)

University of Worcester (UK)

Xavier University of Louisiana

Giving Back Gives More Than You’d Expect

Photo from our 2025 annual food-packing event at End Hunger New England.

Even though some high schools require community service to graduate, the best reason to volunteer has nothing to do with resumes, applications, or future plans. The best reason is that you care.

You don’t have to travel far to make a difference—some of the most powerful acts of service happen right in your own community. Whether you're tutoring a younger student, walking dogs at a shelter, or helping at a food pantry, showing up consistently makes a real impact.

And here’s something else that’s real: volunteering doesn’t just help others, it helps you, especially when it comes to mental health.

Teen years can be tough. School pressure, social stress, constant notifications, and uncertainty about the future can pile up quickly. It’s easy to feel overwhelmed or even isolated. Volunteering can be a powerful way to shift that experience. When you're helping someone else, you naturally take the focus off your own stress.

Studies show that people who volunteer regularly report lower levels of stress, anxiety, and depression. Teens especially benefit from volunteering. Helping others gives you a sense of purpose. It gives you a reason to get out of the house and connect with others, whether you’re chatting with a new friend during a food drive or exchanging laughs with kids you’re mentoring.

Volunteering can also boost confidence. Every time you learn a new skill, solve a problem, or realize someone is counting on you, it adds to your sense of self-worth. Over time, you start to see yourself differently—not just as a student or a kid trying to figure things out, but as someone who can make a real difference.

And yes, volunteering actually makes you happier. That “helper’s high” people talk about? It’s real. Doing good triggers feel-good chemicals in the brain, like dopamine and oxytocin, that boost your mood and make you feel more connected and optimistic.

Getting started is easier than you think. Websites such as Volunteer Match and Do Something list opportunities by age and interest, including virtual options. You can also ask around at places you already know: your school, local nonprofits, shelters, or even the library.

If you’re not sure where to begin, try asking yourself: What do I care about? What kind of change do I want to see? Who needs support right now, and how can I help? Follow those answers, and you’ll find your way.

Whatever you choose, make it yours. Invest your time and energy into something that feels right for you. Keep a journal or log of your experiences, not just what you did, but how it felt. You might use those reflections later in a college essay, or simply as a reminder of the impact you’ve made.

The most meaningful service comes from doing what matters to you. Don’t just do it to build a resume—do it because it makes a real difference. And in the process, you might discover new strengths, new friendships, and a new way of seeing the world.

Financial Matters: Staying Smart in Uncertain Times

College planning is always challenging, but in 2025, things feel especially unpredictable. Costs are rising, financial aid systems are evolving, and many uncertainties remain. It can feel overwhelming for families trying to find the right school for their student, both academically and financially.

When approaching college planning, it's essential to think of college as both a consumer purchase and an investment, not just a dream. Families need to plan wisely by figuring out their budget before shopping for college. Running Net Price Calculators before visiting colleges can provide directional data points. Taking out huge loans in the first year is unlikely to be the best path for most families. If funding is a concern, consider alternative paths like community college, online programs, or employer-sponsored options such as Starbucks.

The passing of the Congressional spending bill in July 2025 will have a major impact on college funding for years to come. Beginning July 1, 2026, the federal government will significantly limit how much parents can borrow for their children's education.

Parents will now be capped at borrowing $20,000 per year and $65,000 total per child through the Parent PLUS loan program, ending the previous practice of unlimited borrowing up to the full cost of attendance. Additionally, families will have fewer loan repayment options, as the new law consolidates multiple repayment plans into just two options. If loans will be needed, work on improving credit scores now for both parents and students. Private loans depend heavily on creditworthiness, so early preparation matters. Keep loans minimal, especially in early college years, and remember that under the new law, Parent PLUS loans will not be eligible for income-driven repayment programs.

Understanding the new federal loan landscape is vital for planning. The changes taking effect July 1, 2026, represent the most significant overhaul of federal student lending in decades. When it comes to loan repayment, families shouldn't count on loan forgiveness programs. Instead, they should plan as if they will repay loans in full. Paying interest during college can help keep future payments lower, so it's important to research and understand the new streamlined loan repayment options. Keeping records of all loan payments and scholarship offers is essential for future reference.

Merit-based aid is often awarded to students by moderately and less selective colleges that are using the possibility of a scholarship to entice a terrific student to enroll.

The vast majority of highly selective colleges do not offer merit-based aid to students at all and reserve their aid for students with demonstrated financial need. If they do offer merit aid, it is a competitive process. 

Expect delays from overwhelmed financial aid offices. Submit FAFSA and CSS forms accurately and early, and prepare for potential delays from the underfunded and understaffed Department of Education. Be patient with college staff who are also struggling with increased workloads as they navigate these unprecedented changes to federal aid programs.

Above all, thorough research is the key to navigating this new landscape. Families should look beyond the initial cost of attendance for the first year and review housing after year one, miscellaneous expenses like Greek life and off-campus social activities, along with additional program expenses. Stay current with news and remain flexible; don't let rankings influence your decisions.

Early planning and research are the keys to finding an affordable path to college in this new era. While the challenges are significant, families who approach the process thoughtfully and realistically can still find excellent educational opportunities that fit their financial circumstances. The new borrowing limits may seem restrictive, but they can also help families avoid taking on unsustainable debt loads that could burden them for decades.

Adjusting to College Life

Nearly all first-year college students encounter a few surprises as they adjust to college life. Understanding the most common challenges students report and what to do about them can make the transition to college life go more smoothly for both students and their parents. Some of the most reported issues include:

Academics: Even strong students can be blindsided by college academics. Classes, even in subjects you’ve always aced, are often more demanding than high school classes and may require new skills and approaches. Unlike high school teachers, college professors won’t check that you’re keeping up with the workload. How to cope: The course syllabus is your best friend; before each class, make sure you’ve completed the reading for that day. Don’t skip classes! If you’re struggling with the coursework, get help earlier, rather than later. Connect with peers to form study groups. For parents: If your child seems to be struggling, suggest they talk to the professor during office hours or reach out via email to set up an appointment. The college’s tutoring and writing centers can also help students adjust to college academic demands.

Time management: In college, how you spend your time is up to you. That sounds
great, until you realize just how hard it can be to balance studying, socializing, and
juggling new responsibilities like a job or doing your own laundry. How to cope: Your first three priorities should always be attending classes, studying, and taking care of your physical and mental health (sleeping, eating, exercising, connecting with others). Get a personal planner and block out time to study. Though socializing is a big part of college life, know your limits. For parents: While your child will likely make some mistakes with time management, set clear expectations with your child before they leave for college.

New people: Most students look forward to meeting new people in college. New friends may have different ideas about behavior and relationships from your family and friends back home. Rooming with a stranger can also be a challenge. How to cope: The first few weeks of college are usually a social whirlwind. Don’t stress if you feel you haven’t made the same type of friendships that you had at home. Strong friendships need time to develop. Roommates don’t always end up being best friends; try to discuss any issues that crop up with your roommate as soon as possible. Getting involved on campus is a great way to meet new people, especially at bigger schools where it can be harder to make connections in large lecture classes. For parents: Before your child leaves for college, encourage them to join clubs and hang out in public spaces on campus to meet fellow students.

Homesickness: No matter how excited you are about college, it’s normal to have moments where you miss home, your family, or your friends. Adjusting to a new environment and being surrounded by new people can feel overwhelming at times. How to handle it: When homesickness hits, don’t panic. A phone call to family or friends can help, as can talking to others in your dorm or classes. For parents: Homesickness usually passes quickly. The best way to help is to be there to listen and suggest ways that your child can connect with others on campus.

Scholarship Scams Targeting Families

As the cost of college continues to rise, it’s understandable that families are eager to find financial aid opportunities. Unfortunately, scammers know this too, and every year, they take advantage of well-meaning parents and students, costing families millions of dollars in lost money and stolen information.

You may receive official-looking letters or emails claiming to “guarantee scholarships or your money back,” or inviting you to a “free financial aid seminar.” These offers often appear legitimate, but many are designed to pressure families into paying for services that provide little to no value, or can lead to identity theft. Phrases like “act now — this offer won't last,” “you’ve been selected,” or “exclusive opportunity just for you” are often red flags that the offer is too good to be true.

One common tactic is the claim that “millions of dollars in scholarships go unclaimed every year.” While this sounds promising, most of that money is reserved for very specific groups, such as the children of company employees or members of certain organizations. It’s not generally available to the public, and reputable scholarship programs never require families to pay upfront fees just to apply or receive awards.

Additionally, some services begin with what appears to be a free seminar but quickly shift into high-pressure sales tactics, urging families to sign costly contracts on the spot. While some companies do charge fees, they should always be transparent about their pricing, never make promises about guaranteed scholarships, and certainly never pressure you to make immediate decisions.

Another tactic to watch out for is any message claiming your child has won a scholarship they never applied for, especially if you’re asked to pay a processing fee or provide personal banking information.

No legitimate scholarship program will ever ask for payment to release an award. It’s also wise to be cautious of websites or organizations that aren't affiliated with a recognized institution—resources that end in .gov or .edu are generally more trustworthy.

If you're ever unsure whether a scholarship opportunity is legitimate, talk with your child’s school counselor or college advisor. They can help you evaluate the offer. You can also report suspicious activity to the Federal Trade Commission by calling 877-FTC-HELP.

The U.S. Department of Education has a hotline for reporting fraud at 1-800-MIS-USED (1-800-647-8733). You can also email or file an online report at the OIG Hotline.

Despite the scams that exist, there are also many legitimate sources for scholarships. For example, Fastweb,College Board’s Big Future Scholarship Search, and Going Merry are great places to start looking for scholarships without spending a dime.

No organization can guarantee scholarship money, but with a cautious approach and the right tools, families can confidently avoid scams and focus on real opportunities.

Featured Apt Tutor: Sean

Sean

What subjects do you enjoy tutoring the most?

SAT or ACT Grammar - once you get the rules down, it changes how you see the questions!

What did you major in at college, and what was your favorite class?

Biology major (with a concentration in anatomy, physiology, and biomechanics), and my favorite class was either Organic Chemistry or Animal Physiology.

What were your favorite extra-curricular activities in high school or college?

In college, I did a lot of work with the patients at Duke Children's Hospital which I found very rewarding. Outside of that, I was a proud semifinalist of the Duke intramural pickleball league in back-to-back years.

What do you like to do in your free time?

I love running, and I am currently training for an ultramarathon this fall!

What’s your favorite book, song (or band), snack food?

Favorite book: Catch-22, Favorite band: Coldplay, Favorite snack: Protein bars

If you could have a coffee with any person dead or alive, who would you choose, and why?

Lebron James (the greatest athlete of all time) or Leonardo DiCaprio (the greatest actor of all time)

Salty or sweet person? What is your favorite salty/sweet snack?

Salty person. If I had to choose a salty snack, it would probably be pretzels.

Congratulations, Class of 2025!

Colleges our Class of 2025 college counseling students were accepted to include:

• denotes multiple students
  
  Auburn University

  Babson College*

  Bates College

  Boston College*

  Boston University*

  Bowdoin College

  Bridgewater State University

  Brown University

  Bryant University

  Bucknell University*

  Case Western Reserve University

  Chapman University

  Clark University

  Clemson University*

  Colby College*

  Colgate University

  College of Charleston*

  College of William & Mary*

  Colorado State University Fort Collins

  Connecticut College*

  Cornell University*

  Dartmouth College*

  Davidson College

  Denison University*

  East Carolina University

  Eckerd College

  Elon University*

  Endicott College

  Fairfield University*

  Fordham University*

  Georgetown University*

  George Washington University*

  Hamilton College

  Hobart and William Smith Colleges*

  Indiana University Bloomington*

  James Madison University*

  Johns Hopkins University

  King’s College London

  Lehigh University*

  Lewis & Clark College

  Merrimack College

  Miami University (Ohio)

  Michigan State University*

  New York University*

  Northeastern University*

  Occidental College

  Ohio State University

  Ohio Wesleyan University

  Penn State University*

  Pomona College

  Providence College*

  Purdue University*

  Quinnipiac University

  Rensselaer Polytechnic Institute (RPI)

  Roger Williams University*

  Rollins College

  Salve Regina University*

  Santa Clara University*

  Skidmore College

  Smith College

  Southern Methodist University

  Stonehill College

  Syracuse University*

  Texas Christian University

  Trinity College*

  Tufts University

  Tulane University

  University College London (UCL)

  University of California Los Angeles

  University of California San Diego*

  University of Colorado Boulder*

  University of Dayton,

  University of Delaware*

  University of Edinburgh

  University of Maryland, College Park*

  University of Miami*

  University of New Hampshire*

  University of Pittsburgh*

  University of Rhode Island*

  University of Richmond*

  University of  Saint Andrews

  University of South Carolina Columbia*

  University of Southern California (USC)*

  University of Tampa*

  University of Tennessee

  University of Vermont*

  University of Virginia

  Villanova University*

  Virginia Polytechnic Institute and State University (Virginia Tech)*

  Wake Forest University*

  Wentworth Institute of Technology

  Wesleyan University

Overused Essay Topics

All right, juniors—summer is coming, and so is the time to start writing those college essays. Whether you’re dreading it or excited to spill your life story, one thing is for sure: your essay needs to stand out. Admissions officers read thousands of these, and if you go with an overused topic, your application might just blend into the pile.

Your essay should showcase who you are, not just what you’ve done. It should make the reader feel like they just met an awesome, real person they’d want on campus. But if you choose a cliché topic, you risk making yourself forgettable. So let’s talk about the essay topics that are way overdone and how to avoid them.

Unfortunately, many applicants do themselves a disservice by taking on topics that don’t resonate well with the admission readers, thus giving a false or incorrect impression of the writer. The essay's focus, or topic, must engage the reader from the very first sentence, share a positive, optimistic, and truthful picture of the applicant, and allow the reader to feel confident that this particular applicant fits their profile. Here are some overused and unhelpful topics that students are encouraged to avoid.

A laundry list of accomplishments that sounds both arrogant and boastful, and fails to share anything substantial about who you really are. Don’t exaggerate your achievements because it will probably show through in your writing, and that lack of authenticity breaks all the requirements for a solid and original college essay.

Sports essays as a metaphor for life ("I scored the winning goal and it changed my life") are overused, so they will often fall flat. If you choose to write about sports, personalize your experiences. Tell the reader more about some aspect of your sport that has given you a deeper nsight into who you are and what you want. 

If you’re naturally hilarious, your voice will come through. But forcing humor is risky. If you are a truly funny person, tell a story that illustrates this about you, but trying to be funny just to amuse the reader is usually not going to work. Don’t tell off-color jokes or make fun of anyone; your reader wants to get to know you, not attend a comedy show. Take risks but don’t be risqué.

Given the current polarization in many parts of the world, it is best to avoid topics such as politics or religion; remember, you don’t know who is reading your essay. Again, know yourself and know your college. Be careful about being too controversial in your essay, and avoid any descriptions of illicit behaviors, profane language, drugs, or alcohol. Don't try to shock your reader as a way to be memorable; it will likely backfire horribly.

Many students participate in community service and, for those lucky enough to have significant resources, may complete international travel with a volunteer component. These essays can also fail to win over the reader because they fail to share anything personal about these wonderful opportunities.

Don’t write another laundry list of ‘what I did in Costa Rica to save the green turtles’ - write about a local volunteer you connected with, someone doing work important to you, and from whom you learned an important life lesson. Keep the focus on what you learned about yourself and the world around you.

The classic essay that is way too often submitted is the one about someone else! That’s right. It's not about you but about your grandmother/father/sister/neighbor/coach – you get the idea. This one always falls flat because, invariably, the reader comes away thinking that they would love to meet your grandmother/etc, and not you!

Many students dig around for some kind of challenge they have had to overcome. A challenge doesn't have to be monumental to the rest of the world to be worth sharing. Every day struggles like overcoming your fear of public speaking to deliver a great speech or figuring out how to help your friends work out a stressful conflict, could be effective if they show your problem-solving skills in action. Keep it real, and keep the focus on you.

Stay focused on one moment in time that significantly impacted your life, stay away from clichés and exaggerated lists of events and achievements, and allow your true, best self to shine. Start with a strong opening and grow from there – make your admission readers smile, jump up from their chairs, and share your essay with colleagues. Let them know the real YOU!

Insights into Playing Sports in College

Many student-athletes dream of playing a sport in college. However, with competitive recruiting, levels of play, and misconceptions about scholarships, insight into how the process works and what it truly takes to compete at the college level is essential.

The desire to play must come from the student, not the parents. The commitment and demands of college athletics can be overwhelming, even when a student is fully invested. Many assume excelling in high school or club sports guarantees recruitment, but only 7% of high school athletes play in college, and not all see playing time (NCAA). Just 1–2% play at the Division I level, so seek guidance and honest feedback from coaches experienced in collegiate athletics to assess realistic opportunities. And with the current changes in laws governing NIL, many rosters are getting smaller.

Student-athletes must actively engage in recruitment by communicating with coaches, creating highlight reels, attending showcases, and maintaining training and nutrition regimens. Strong grades open more doors for admissions and scholarships—students should research schools that align with their academic interests and long-term goals, not just athletic fit. Keeping an open mind about different divisions increases the chances of finding the best overall opportunity.

Beyond skill, coaches recruit leaders, team players, and hard workers. Character, attitude, and coachability can be as important as talent. Being a good teammate and demonstrating resilience on and off the field make a lasting impression on coaches.

A common misconception is that playing in college guarantees a scholarship. However, full athletic scholarships are rare; most receive partial scholarships, if any. Division III schools offer no money for athletics. Strong academics remain the best way to maximize financial aid and admissions opportunities.

The time commitment of college athletics varies widely. Division I athletes may dedicate 40+ hours per week to their sport, making athletics a primary focus (NCAA GOALS Study). Division III offers more flexibility, allowing students to pursue internships and other interests. Club and intramural sports provide competitive and recreational opportunities with less commitment. Athletes can stay involved in their sport without NCAA pressures.

The key for those who want to compete at the next level is taking ownership of the process. Student-athletes should work daily to reach their goals, remain realistic, prioritize academics, and understand that some elements of luck and timing are outside their control. For those committed and talented, playing a college sport builds time management, leadership, and resilience that benefit students' careers and lives. Relationships built through athletics create lifelong friendships and professional connections beyond the field. It can be an incredibly rewarding experience, teaching valuable life lessons and preparing students for future success.

Featured Team Member: McKell

McKell

What do you like most about tutoring?

I enjoy helping students understand math because it's a subject I genuinely love. It's rewarding to share that passion and help others see that math can be both approachable and interesting!

What did you major in at college, and what was your favorite class?

I majored in chemical engineering in college but my favorite classes were my math classes I took for my minor.

What do you like to do in your free time?

I love to play soccer and run. I also love music and play the piano and guitar. In my free time, I love to read, listen to music, watch movies, spend time with my friends and family, and travel.

Favorite Book: 

Harry Potter - I love how the series pulls you into the universe so completely that you forget you're even reading. Every detail is thoughtfully crafted and perfectly connected, making it feel like you're there with the characters.

Favorite Movie: 

The Goonies - I watched it a lot growing up and always loved the sense of adventure and teamwork. It's the kind of movie that makes you wish you had a big group of friends and a mystery to solve.

Favorite Food: 

Pizza - It always hits the spot, no matter what. With so many varieties, it never gets old and is always the perfect choice.

Favorite Vacation: 

Studying abroad in Greece - It was amazing to experience the history firsthand, especially visiting all the ancient temples dedicated to the gods that I had read about. The culture and scenery made it unforgettable.

Featured Team Member: Meg

Our Office Manager Meg

Why do you like working at Apt Tutoring?  

I’ve been at Apt Tutoring for 13 years and have really enjoyed learning about how a small business is run. I also like the community aspect of working with local families. Education is such a positive and inspiring business to be in.

What did you major in at college, and what was your favorite class? 

I was an English major at the University of Richmond, but one of my favorite classes, surprisingly, was Intro to Physics. 

What do you like to do in your free time? 

I love to be outdoors, running and walking. I also like Pilates and exercise in general. I read, puzzle, needlepoint, and my newest obsession, Mahjong!

What’s your favorite book, song (or band), snack food? 

Ooh-so many good books! The Extraordinary Life of Sam Hell, The Violin Conspiracy, Demon Copperhead, and Ordinary Grace are some of my favorites.

Salty or sweet person? What is your favorite salty/sweet snack?

Unfortunately, both! Favorite dessert: tiramisu. Favorite salty snack: popcorn.

Alternative Start Dates and Locations for College Freshmen

When most families envision the college journey, they picture the classic scene: moving into dorms on a fall day alongside hundreds or thousands of other freshmen. While this traditional path works well for many students, colleges now offer several alternative start dates that might better suit your child's needs and goals.

These alternative starts can provide valuable flexibility for students who want or need a different timeline. Some students benefit from extra preparation time, while others might find that a non-traditional start actually increases their chances of attending their college of choice. Many families are surprised to learn about these options, which often first come up during the application process. 

Spring start programs, beginning in January, can be particularly appealing. Universities frequently offer these programs because they know some students will graduate in December, opening spots for new arrivals. A spring start gives students additional time to prepare for college life and often means joining a smaller group of new students, potentially making the transition easier. Some colleges even offer spring admission to waitlisted students, making it a valuable path to eventually attending your preferred college.

Summer start programs offer another excellent option, typically through "bridge programs" that help students adjust to college-level academics. The quieter summer atmosphere allows students to acclimate to campus life with fewer distractions, and they can spread their first-year coursework more evenly across three semesters instead of two.

Some university systems provide even more creative options, such as starting at a partner institution or a different campus before transferring to the main location. Examples include beginning at a local community college or attending specialized freshman campuses such as Boston University College of General Studies, Northeastern University Bound Program, and Middlebury College February Program.

Other programs are more adventurous, like Colby College’s Fall Semester Global Entry Semester in France of Spain, Boston University and William & Mary’s arrangement with Verto Education which requires students to spend the Fall Semester enrolled in one of Verto’s programs abroad, and the largest of these programs, Northeastern University’s N.U.in.

However, families should carefully consider potential trade-offs. Traditional fall starts typically offer the fullest range of social opportunities, campus resources, and course selections. Students joining mid-year might miss some traditional freshman experiences or face more challenging course registration.

When exploring these options, ask colleges specific questions about how they support alternative-start students. Understanding the available resources and potential challenges will help your family make an informed decision that aligns with your student's goals and preferences.

Remember, there's no universal "right way" to begin college. The best choice is the one that sets your student up for success, whether that's a traditional fall start or an alternative path.